Ray Disbrow suffered a debilitating, near fatal aneurysm, which led to a serious stroke on May 18th 2012. He was in a coma for 4 weeks with no brain activity. The Chief Neurosurgeon at the hospital said he had a “Zero Chance” of living a normal life. They recommended
A trust is traditionally used for minimizing estate taxes and can offer other benefits as part of a well-crafted estate plan.
A trust is a fiduciary arrangement that allows a third party, or trustee, to hold assets on behalf of a beneficiary or beneficiaries. Trusts can be
The terms “living will”, “health care directive”, and “advance directive”, all refer to the legal document that lets people state their wishes for end-of-life medical care.
A living will, despite its name, isn’t at all like the wills that people use to leave property at their death.
Investing in the stock market has been very risky over the past 15 years. Since 9/11/2001 the market has not shown great returns and then the housing bubble crash happened in 2008, which really put the cherry on top. One thing that has shown a consistent steady growth since 2001 has
We often hear that Americans need to save more money or plan better for retirement, but what does it mean to be financially healthy? Personal finance can be a difficult subject to discuss since everybody’s financial situation is different — hence the word “personal.” However, new research shows that there is
If you’re 62 or older – and want money to pay off your mortgage, supplement your income, or pay for healthcare expenses – you may consider a reverse mortgage. It allows you to convert part of the equity in your home into cash without having to